An HAA Home Protection Plan* gives you peace of mind.

Whether selling or buying a home, you can't predict when problems will arise. They seem to happen when you're least prepared. Unplanned home repair expenses ruin many family vacations and holidays, and put a tremendous strain on the family budget. An HAA Home Protection Plan* gives you the protection you need. It covers breakdowns in major systems like plumbing, electrical, heating and air conditioning, as well as washer, dryer, oven, refrigerator and other items. With so much that can go wrong - and often does - an HAA Home Protection Plan* gives you peace of mind.

Selling Your Home?

An HAA Home Protection Plan* makes your home more appealing, and protects you before, during and after the sale.

• 8 out of 10 buyers prefer to buy a warranted home.
• Homes with a warranty sell up to 50% faster than unwarranted homes.
• Homes with a warranty increase sales prices by up to 3% on average by making it a safer investment for the buyer.
• Seller coverage can protect you against costly repairs while your home is listed for sale - at no additional cost!
• A warranty can help avoid conflicts over a malfunctioning warranted item that could affect or delay your sale.
• Home warranties reduce the chance you'll be asked to reimburse the buyer for a breakdown of a covered component after closing.

* The HMS/HAA Home Protection Plan is underwritten and administrated by HAA of Virginia, Inc.

Buying a Home?

With an HAA Home Protection Plan*, you're covered against a mechanical breakdown of a covered component for a full year, beginning the day of closing. You pay only a standard deductible for each claim.

• A standard deductible limits your cost for repairing a covered system, appliance or component.
• Provides coverage generally not offered by a homeowner's insurance policy.
• A network of qualified contractors to assist you is only a phone call away 24 hours a day, 365 days a year.
• Optional coverages are available for additional protection.
• The warranty may be renewed for subsequent years, so you can enjoy the protection for as long as you own your home (eleigibility subject to underwriting criteria).
• Four years of coverage is available for newly constructed homes.

Here's What your HAA Home Protection covers:

Air conditioning (Buyer coverage only) Heat (Buyer coverage only) Dishwasher (Built-In) Washer/Dryer Trash Compactor (Built-In) Refrigerator Door Bell Chime Hot Water Heater Garbage Disposal

Central Vacuum Electrical System Paddle Fans Garage Door Opener Faucets Plumbing System Oven/Range Microwave (Built-in) Water Softener

3 Easy Ways to Order:

• FAX: 1-800-546-APPS
• PHONE: 1-888-ASK-4-HMS
• MAIL: 8300 Arlington Blvd., Suite B-2, Fairfax, VA 22031